Resources

Builders are offering record rate buydowns on new construction. See the real payment math, who it benefits, and how to tell if it's a good long-term deal.

Gen Z is rewriting the homebuying playbook by skipping starter homes, buying with friends, and renting out rooms to cover the mortgage. Here's how the new approach actually works.

friend co-buying is booming, but most plans stall before closing. see why deals fall apart and how to structure yours so it doesn't.

Millions of homeowners with sub-3% mortgages are frozen in place by today's 6.37% rates. Here's the actual math for deciding whether to stay put or move — and when it...

A 2026 survey of 57 lending companies found car payments, not student loans, are now the top reason first-time buyers get denied a mortgage. Here's why, and what to do.

Rising insurance costs can sink a mortgage approval at the last minute. Here's why getting a quote before you offer protects your closing and your DTI.

Looking for the best cities to buy your first home in 2026? See where affordability, job markets, and quality of life actually add up and how the math compares to...

Institutional-investor home listings have more than doubled this year. Here's how to spot one, what to check before you buy, and how to negotiate.

Seeing a different mortgage rate on every site today? Here's why daily surveys, weekly averages, and marketplace quotes never quite match.

Learn how homeowners can use a home equity loan, HELOC, or cash-out refinance to consolidate debt — and how to avoid debt relief scams. Compare costs, risks, and which option...

Higher mortgage rates don't erase the case for buying. See the rent-vs-buy math, equity building, and payment stability that still make homeownership worth it.

Learn how to spot AI-edited real estate listing photos before you schedule a tour, plus what to do if you spot one before making an offer.

More sellers are delisting than negotiating right now. Here's why, what it means if you're buying, and how to use the leverage this market gives you.

Some mortgage lenders can use stock-based compensation, including restricted stock units (RSUs), to qualify you for a home loan, but the rules can be strict.

A bankruptcy doesn't permanently disqualify you from getting a mortgage, but it does begin a waiting period that varies by loan type and bankruptcy chapter.

Foreclosures are climbing in 2026, but the data looks nothing like 2008. Here's the key difference, plus what to do if you're falling behind on your mortgage.

Home equity loans and small business loans can provide cash for a new business. Know the pros and cons of both loans, including the risk to your home, before applying.

The Fed doesn't set mortgage rates, and mortgage rates don't set the Fed's rate. Here's what actually drives both, and what to expect from the July 29 meeting.

Townhomes now make up a record share of new construction. Compare cost, HOA fees, financing, and resale value to see which fits first-time buyers best.

Selling a home in retirement can trigger higher Medicare premiums through IRMAA. Here's how tapping your equity with a HELOC can help you avoid it.

Try this refinance calculator to understand how much you could save if you refinance your mortgage.

Wondering “How much does it cost to refinance?” Here’s your guide to the short- and long-term costs of refinancing your mortgage.

Better compiled a list of 15 events and milestones in the history of the American mortgage system, using information from news articles, encyclopedias, and historical literature.

Better analyzed U.S. Census Bureau data to determine how homeownership rates have changed over the past 25 years.

With mortgage rates on the rise and suburban competition heating up, discover smart strategies to navigate today’s dynamic and fast-moving housing market.

Refinance appraisal higher than expected? Understand the appraisal process, associated costs, and what it means for your refinancing options and mortgage terms.

Here are the counties where mortgage payments have jumped the most in the past 2 years.

Conventional loans are the most common mortgage type in the US. Here we explain what makes them different from other mortgage options and how to get one.

Can I use a 401 (k) to buy a house without regrets? Learn how it works, what it costs, and whether this strategy fits your homebuying goals and timeline.

A doctor and single parent, forced to downsize after divorce, navigates debt and damaged credit to provide a safe home for her family.

Why wait, save, and pay rent to your landlord when you could be paying off your own home. See why smaller down payments can unlock the door to homeownership.

Refinancing your mortgage? You may want to buy down your interest rate by purchasing points, which can save you thousands over the life of your loan.

Want to buy a home for the first time? More affordable homes are hitting the market now, giving first-time buyers more choices and a better shot at ownership.

A guide to navigating first time homebuyer loans, grants, and programs to make sure you get the most bang for your buck.

A new announcement from the Federal Reserve could mean the end of low rates—but that may not be bad news for buyers and homeowners.

Try this interactive amortization calculator to find the amortization schedule for any fixed-rate mortgage.

Can you still buy a home if you have student loan debt? Turns out you have some options. Here’s what you should know about getting a mortgage.

A lot goes into making an offer on a home. Here are the 6 steps—from determining your price to sealing the deal.

Home prices continue to rise, but the holiday season could spell opportunity for some. See multiple ways first-time buyers can get a competitive edge.

Buying your first home? Don’t fall into these 6 common mistakes. Get expert advice to help you make better choices from the start.